Illogical Statements

I find these kinda statements so illogical:

"it took me 21 years to figure out something very generic and blah"

Bro, you are 21 now, you were a baby for months, an infant for 2 more years, a toddler for 2 more and then a kid for a few more years. This is probably when you started learning about things in life but not all, specially not about SIPs and tax returns, so when you say, it took you 21 years to figure out about tax saving schemes, it makes no sense to me because why do you need to know about tax saving schemes when you don't even know what money is (at age 2) and what you will actually become when you grow up and how much will you earn, so, no, you did not take 21 years to figure out, you probably took less than 5 years to figure out and that, I think is okay.

So, shut up with you inaccurate years, I will call you out.